The Cove

The walking paths and parks in the community are frequented by families and neighbors.

Real Estate & Homes for Sale

Overview for The Cove, FL

21,045 people live in The Cove, where the median age is 44 and the average individual income is $25,936. Data provided by the U.S. Census Bureau.


Total Population

44 years

Median Age


Population Density Population Density This is the number of people per square mile in a neighborhood.


Average individual Income

Welcome to The Cove

A quaint and quiet neighborhood with fantastic waterfront views and lovely oak-lined streets. Discover real estate in The Cove, Panama City! 
The Cove is a quaint and historic neighborhood in Panama City founded in 1887. The Cove was once called “Little New York” because it was home to so many northern transplants drawn to the area. Its proximity to the St. Andrews Bay Yacht Club made it an attractive neighborhood for wealthy transplants who arrived on their yachts and stayed in hotels along Harrison Avenue or in the historic homes they built on narrow lots. The Cove is the original town center, located by the water and dotted with colonial-style buildings and a tiny park.
The Cove is older than most other neighborhoods in Panama City, and it has an old-fashioned, small-town feel with sidewalks and streets lined with 100-year-old oaks. The homes are primarily small, wood-frame bungalows built in the 1950s and 1960s. The Cove is an area of Panama City that’s been gentrified — Historic homes have been restored, and some new ones have been constructed to keep the original styles.
The community and Cove Panama City real estate market are quiet and family-focused. It's a laid-back area in contrast to the busyness of downtown. It's also walkable and golf cart friendly. Located on St. Andrews Bay, The Cove has a park and walking paths along the water. The walking paths and parks in the community are frequented by families and neighbors walking their dogs, riding around on their golf carts or out enjoying the fabulous Gulf Coast weather.

What to Love About The Cove Real Estate in Panama City

  • Charming historic small town
  • Fantastic water views
  • Quiet and family-focused
  • Pedestrian and golf cart friendly

Local Lifestyle

The Cove is a quiet and welcoming community offering a peaceful escape from the hustle and bustle of Panama City. This charming suburban community with tree-lined streets has a distinctive casual and laid-back vibe. The area has many wonderful restaurants, coffee shops, and even a brewery. The views over St. Andrews Bay are phenomenal, and the white sand beaches of the Emerald Coast are just a short drive away.

Dining, Entertainment & Shopping

The History Class Brewing Company is a popular gathering spot for The Cove's locals. Offering locally brewed craft beers and bar food, it's a great place to hang out with friends. Trigo San Francisco Style Deli is the perfect place for sandwiches, pizza, and salads. The Press Coffee Shop is the best place in town for delicious coffee, tea, beer, wine, crepes, and sandwiches.
The Cove neighborhood has playgrounds, waterfront parks, and an annual 4th of July parade, one of Panama City's most popular events. The St. Andrews Bay Yacht Club is not just a boat club but a popular location for private parties and wedding receptions, and the Club has a fabulous restaurant and bar.
Many popular entertainment venues, bars, nightclubs, live music venues, theaters, and museums are just a short drive from The Cove in downtown Panama City. The surrounding beach communities and towns host outdoor concerts, movie nights, and festivals throughout the year.

Things to Do

The Cove is a quiet community in Panama City. Residents enjoy walking the lovely tree-lined streets, enjoying the waterfront parks and open spaces, and congregating at local restaurants, cafes, and coffee shops. With its location on St. Andrews Bay and being just a short drive from the Gulf Coast beaches, the area offers many outdoor activities - hiking, biking, swimming, paddleboarding, kayaking, fishing, and boating. 
St. Andrews State Park, located between the Gulf of Mexico and St. Andrews Bay, is an excellent place for hiking, biking, and observing wildlife. Locals travel to Panama City or the beach communities along the coast for fun and exciting clubs and nightlife.


There are several excellent schools within a short drive from houses in Panama City's The Cove community.

Around The Cove, FL

There's plenty to do around The Cove, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

Very Walkable
Walking Score
Bike Score

Points of Interest

Explore popular things to do in the area, including The Prime Rib Guy, Josiah's Southern Cooking, and Hot Dawg Queen.

Name Category Distance Reviews
Ratings by Yelp
Dining 0.21 miles 6 reviews 5/5 stars
Dining 0.75 miles 16 reviews 5/5 stars
Dining 4.55 miles 5 reviews 5/5 stars
Dining · $$ 0.58 miles 18 reviews 5/5 stars
Dining · $$ 4.74 miles 11 reviews 5/5 stars
Dining 2.53 miles 7 reviews 5/5 stars

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